Rain

Rain (operating at rainapp.com) is an AI-powered financial health platform engineered for modern workplaces to combat employee financial stress. Founded by an undisclosed team and headquartered in Santa Monica, CA, Rain specializes in earned wage access (EWA) and financial wellness solutions, addressing the $1.9 trillion annual cost of disengagement tied to financial instability. Unlike traditional payroll systems, Rain integrates seamlessly with employer platforms to provide real-time financial tools—including instant pay, spending analytics, and coaching—operating via AI-driven insights. This empowers employees to stabilize finances, reduce paycheck-to-paycheck cycles, and access earned wages before traditional paydays. The platform’s suite of features, from balance alerts to automated transaction controls, fosters financial literacy while driving productivity and retention. Backed by a $75 million Series B round led by Prosus and an additional $116 million in historic funding, Rain scales its mission to democratize financial security for millions of American workers.