Parabroker/Mortgage Credit Officer (Independent Contractor)

Who We Are:

At Hunt St, we help Australian companies hire top remote talent in the Philippines. For this role, you will be engaged directly by the client as an independent contractor. We are not an outsourcing agency. All of our roles are 100% remote so you'll be able to work from home.

Who The Client Is:

Our client is an independent Australian finance and lending advisory business based in Western Australia, working closely with individuals, investors, and business owners to help them secure practical funding solutions.

The business has a strong focus on commercial finance, with lending solutions spanning commercial property, business acquisitions, development finance, asset finance, working capital, and residential lending.

Role Overview:

We are looking for an experienced Parabroker/Mortgage Credit Officer who understands the Australian lending environment and can independently manage applications from initial assessment through to settlement.

You will work closely with the business owner, taking responsibility for keeping the loan pipeline moving, communicating with clients and lenders, maintaining accurate CRM records, and identifying potential issues before they become problems.

Key Responsibilities:

• Manage loan applications end-to-end from initial assessment and submission through approval and settlement.
• Own the loan pipeline, tracking outstanding requirements, conditions, documentation, and deadlines to keep applications moving.
• Review applications and supporting documents for completeness, accuracy, servicing, borrowing capacity, and potential credit issues.
• Support commercial lending, including reviewing company/trust financials, tax returns, and business information across commercial property, acquisitions, development, asset finance, and working capital.
• Liaise with clients, lenders, BDMs, brokers, solicitors, and other stakeholders, providing clear updates and proactively resolving issues.
• Maintain accurate CRM and loan records, including application status, documentation, communications, tasks, and follow-ups.
• Assess and troubleshoot lending scenarios, applying sound credit fundamentals to identify solutions when applications don't fit standard processes.
• Research lender policies and lending options and assist with structuring applications to improve their likelihood of approval.
• Support continuous improvement of loan processing workflows, systems, and processes.

Required Skills and Qualifications:

• Minimum of 3 years of relevant experience as a Credit Officer, Parabroker, Mortgage Broker support, Loan Processor, or similar lending role.
• Strong knowledge of the Australian lending environment.
• Demonstrated experience managing loan applications from submission through to settlement.
• Strong written and verbal English communication skills.
• Confidence in communicating with clients and handling lending-related conversations.
• Experience with servicing calculations and initial credit assessment.
• Strong attention to detail without losing sight of the bigger picture.
• Strong problem-solving skills and commercial judgment.
• Ability to work within a dynamic team environment.

Nice-to-Haves:

• Commercial lending experience.
• Experience with commercial property, business lending, or development finance.
• Understanding of Australian tax returns and financial statements.

Work Arrangement & Expectations:

This is a remote role that will be set up as an independent contractor engagement.

To ensure alignment and transparency, successful candidates will be expected to:

• Disclose any existing ongoing roles or client work.
• Reflect this engagement on their LinkedIn profile (clearly marked as “Independent Contractor”).