Transaction Monitoring Analyst (AML) at Pleo

About Pleo

Pleo is revolutionizing spend management, creating seamless, empowering, and effective solutions for finance teams and employees. With a vision to help businesses ‘go beyond,’ Pleo has grown over the last 10 years by embracing a mantra of exceeding expectations. Currently, Pleo serves over 40,000+ customers and employs 850+ people from over 100 nationalities, fostering a culture of transparency, collaboration, and innovation.

Pleo is at a pivotal moment, and every move impacts its customers, business, and collective success. The company seeks individuals who excel at uncovering customer needs, simplifying complex problems, and challenging the status quo respectfully.

Intro

Pleo aims to transform business spending management by eliminating outdated processes, clunky spreadsheets, and frustrating delays. Their mission is to create tools that promote autonomy, foster trust, and allow businesses to focus on what truly matters. Pleo’s culture is built on transparency, collaboration, and innovation.

About the Role

Pleo is seeking a Transaction Monitoring Analyst to join the AML Transaction Surveillance team. This First Line of Defense role is crucial for maintaining the safety and integrity of Pleo’s platform by preventing financial crime. Ideal candidates are passionate about keeping bad actors out of the game and possess high personal ethics.

What You’ll Be Doing

As a Transaction Monitoring Analyst, your responsibilities include:

• Handling AML Case Handling & Investigations: You will manage alerts and complete investigations using automated transaction surveillance systems. This involves deep-diving into complex cases to detect suspicious activities.

• SAR Escalations: Deliver high-quality financial crime investigation reports and escalate potential Suspicious Activity Reports (SAR) to the Second Line of Defense.

• Risk Committee Presentations: Write high-quality reports and deliver presentations to the Risk Committee, guiding strategic decisions and influencing financial crime risk management.

• Fin-Crime Prevention Projects: Participate in internal projects aimed at enhancing the surveillance framework.

What You Bring

To thrive in this role, you should have:

• A background of 2+ years in AML investigations within a FinTech, traditional financial institution, or regulatory body.

• A solid understanding of AML scenarios and EU & UK AML Regulations.

• Exceptional investigative skills to follow up, assess, and investigate complex financial activities with a keen eye for detail.

• Outstanding communication skills to present findings clearly and concisely.

• A proactive mindset, always on the lookout for anomalies and risks, with a focus on problem-solving.

• Ability to collaborate and share knowledge with the team.

Who You’ll Work With and Report To

You will report to the Transaction Surveillance Team Lead and collaborate closely with other teams in Operations as well as the Second Line of Defense. The team is highly collaborative and dedicated to anti-money laundering efforts.

How You’ll Develop in This Role

In your first 2 months at Pleo, you will:

• Become proficient in using automated AML alert detection and case management systems.

• Master retrieving customer and transaction data from various tools.

• Develop deep expertise in Transaction Surveillance Policies and Procedures.

• Establish relationships with key stakeholders across the First and Second Lines of Defense.

• Maintain strict adherence to quality standards for all case investigations.

Pleo is committed to supporting your career development, whether through bigger projects, leadership roles, or acquiring new skills in Fin-Crime prevention.

Location and Visa Sponsorship

You can work in a remote, hybrid, or in-person setup in any of the listed locations, but you must be physically based in the chosen country with a valid right to work. Visa sponsorship is not available for this role.