Job Description
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As a Software Engineer, Back-End at Kin, you'll work on small teams to develop the products and features that make Kin operate. We're a Ruby on Rails environment with TypeScript front-end and PostgreSQL database, and we apply Agile methodologies to our product and software development processes. In your role, you will have the opportunity to work on features and products in a collaborative engineering environment where you can work closely with peers as well as cross-functionally.
A day in the life could include:
- Writing clean, maintainable, and efficient code in Ruby on Rails
- Delivering stories, tasks, or entire features
- Pair programming with team members
- Participating in daily stands and weekly retros
- Collaborating with cross-functional team members
- Providing subject matter expertise and support
I’ve got the skills… but do I have the necessary ones?
- A track record of shipping small to medium-sized software projects
- Proficiency coding in Ruby, JavaScript, or TypeScript
- Comfortable in a startup environment – we’re fast-paced, self-motivated, and determined to change the industry
- A fast learner, ready to bring previous knowledge to this position and continue developing along the way
- Location in Central or Eastern time zones (CST & EST) strongly preferred
- At this time, we are unable to sponsor employment visa
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Kin Insurance (operating under kin.com) is the premier, enterprise-grade digital insurance carrier, property data intelligence pioneer, and insurtech innovator engineered to operate as the definitive, direct-to-consumer risk management and climate-adaptive protection layer for homeowners across the United States. The company completely eliminates the severe systemic friction of legacy property and casualty underwriting—where homeowners face artificially inflated premiums from third-party broker commission overhead, generic one-size-fits-all risk modeling, and complex paper-driven application cycles in climate-volatile regions—by deploying an advanced cloud-native quote-and-bind matrix. Moving far beyond traditional, passive legacy insurance networks or basic online aggregators, Kin natively unifies high-resolution multi-source geospatial data analysis, predictive AI weather and structural modeling, algorithmic customized coverage configuration, and seamless direct digital policy issuance into a single high-availability transactional workspace. Managing two highly successful customer-owned reciprocal exchanges and surpassing a prominent $1 billion unicorn valuation, the platform empowers individual homeowners in high-risk coastal and catastrophe-prone geographies to secure comprehensive, affordable coverage with production-hardened underwriting precision. Under the hood, its sophisticated technical core processes thousands of structural and regional data points per property instantly, replacing standard questionnaire assumptions with absolute empirical telemetry, while driving a robust reinsurance tower and a stellar, industry-beating Net Promoter Score. What sets Kin apart is its uncompromising dedication to replacing ancient actuarial guesswork with data-driven predictive momentum; by bridging the gap between performance-intensive structural data analytics and immediate point-of-sale consumer delivery, the firm remains the definitive, category-defining cornerstone of modern insurtech optimization and digital property protection.
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