Senior Software Engineer (Core Products) - AI & Embedded Finance

At Clair, we are building technology that transforms how people access their pay. As a Senior Software Engineer on the Core Products team, your role extends well beyond converting tickets into pull requests. We are looking for an engineer who operates like a Product Manager: someone who takes full ownership of the feature lifecycle, obsessively measures post-launch business outcomes, and designs systems with downstream impacts—like data pipelines and analytics—in mind.

You will lead the adoption of AI-native engineering practices across the team, leveraging state-of-the-art models, building autonomous agents, and embedding agentic workflows into both our core product architecture and internal development processes.

We operate at the intersection of fintech, embedded finance, and real-time payroll systems—building products that handle millions of transactions with sub-second performance. Your work will directly enable millions of hourly workers to access financial freedom.

If you are a problem solver who loves technical challenges, is passionate about performance optimization, security, and scalable architecture, and wants to influence key product decisions, you’ll love working with us.

What You’ll Do

• End-to-End Product Ownership: Partner directly with design, product, and data teams to define technical strategy, question assumptions, and evaluate product trade-offs before writing a line of code.

• Build with AI & Agents: Architect and deploy features utilizing AI models and autonomous agentic workflows. Drive the integration of modern AI tools to accelerate team velocity and enhance user experience.

• System-Wide Architecture: Design resilient systems considering latency, scale, downstream data consumers, and telemetry, ensuring data pipelines receive clean, actionable events.

• Measure Business Impact: Own features after launch. Instrument key metrics, monitor performance dashboards, investigate post-release gaps, and iterate based on real user behavior and business outcomes.

What You’ll Need

• Technical Excellence: Deep experience building, deploying, and maintaining production-grade applications in cloud-native environments.

• Agentic Workflows & AI Native: Demonstrated experience leveraging AI-assisted workflows for rapid, high-quality code generation.

• Product & Business Acumen: A track record of prioritizing user impact over technical cleverness and holding yourself accountable to business metrics (conversion, retention, operational cost).

• Systems & Data Mindset: Strong understanding of event-driven architectures and how core transactional systems feed analytical data engineering pipelines.

• Fullstack Development: Ability to work across the stack comfortably, fully owning a product or feature.

  • Frontend – React.js, TypeScript, JavaScript (ES6+), and Expo (React Native) – Expertise with these is necessary.

  • Backend – Laravel (PHP) – Some experience is ideal, but not a necessity as long as you have demonstrable expertise building performant backend systems at scale.

  • Databases – PostgreSQL

  • Infrastructure – AWS

• Collaboration & Communication: Exceptional communication skills. Clair is a fast-paced, highly collaborative environment. Whether on calls or in writing, we value clarity of communication and precision in what we say very highly.

• Travel: Occasional travel for company onsites and project planning, typically 2-4 trips per year, but can vary as needed.

Bonus Qualifications

• Experience working with financial technology platforms and payroll systems.

• Specific experience in lending, payments, BNPL, ACH, etc is highly valued.