Senior Product Manager, Financial Infrastructure - Banking at Float

About the Role:

We're hiring a Senior Product Manager to own the financial infrastructure rails that move money into, out of, and across Float: financial ledgering, financial accounts, payment rails (EFT, wires, ACH, cross-border, and FX), and card infrastructure. Reporting to the GM of Banking, you'll work across three engineering squads to build and maintain the infrastructure behind our corporate cards, payments, FX, and banking products.

You'll think about the entire lifecycle of a payment—how it starts, status communication, failure handling, reconciliation, and customer/resolution processes. You'll collaborate with a designer, 8 engineers, and a product operations specialist focused on analytics and go-to-market planning.

What You'll Be Responsible For:

• Own the Financial Infrastructure roadmap end-to-end: sizing, sequencing, delivery, launch, and iteration.
• Make payment health measurable and continuously improve it, focusing on success rate, processing speed, failure recovery, and reconciliation.
• Evaluate and manage infrastructure partners with the Product Partnerships team, including partner changes and new rail launches.
• Manage dependencies with banks, networks, and processors, which operate on their own timelines. Escalate risks early with attached options.
• Partner closely with Engineering on APIs, data models, ledger interactions, controls, and observability.
• Make trade-off decisions across customer experience, speed, reliability, risk, compliance, operational complexity, and commercial impact.
• Coordinate across card, payments, and banking products to ensure infrastructure work supports the entire business.
• Learn about finance leaders' needs for payroll funding, tax remittance, and multi-currency treasury, and collaborate with Design to integrate accounts, treasury, and FX into workflows.
• Engage with Risk, Compliance, Operations, Finance, and GTM from the start, not as approval steps at the end.
• Keep leadership and partner teams clearly informed across multiple projects simultaneously.
• Use AI tools to accelerate discovery, analysis, documentation, and decision-making.

About You:

Here's what sets you up for success at Float:

• You Put Customers First, Always. You deeply care about delivering meaningful value, whether building internal systems or customer-facing features.
• You Act Like an Owner. You take responsibility for outcomes, tackle challenges proactively, and prioritize what’s best for the business.
• You Think Big and Move Fast. You thrive in building from 0 to 1, challenge the status quo, experiment quickly, and learn as you go.
• You Constantly Learn and Grow. You’re hungry to improve your craft and embrace feedback with a growth mindset.
• You Raise the Bar. You focus on efficiency and rigor, balancing speed with continuous improvement.
• You Win as a Team. You’re a generous collaborator who values communication, context, and shared wins.

What You'll Bring:

• 5+ years in product management, with hands-on experience building and maintaining financial services infrastructure at a startup or scale-up.
• Direct ownership of financial ledgering, money movement, or payments products.
• Experience leading a major infrastructure change, such as transitioning volume to a new bank partner or replacing a core system, while maintaining customer and compliance integrity.
• Strong project management across external partners with their own timelines.
• Clear, proactive written communication; stakeholders always know the status before asking.
• Comfort with engineering concepts like APIs, data models, ledgers, and observability.
• Practical examples of using AI in your product work.
• Nice to have:
• Canadian or US payments experience, including EFT/ACH, Interac e-Transfer, bill payments, and wires.
• Experience working directly with sponsor banks, payment processors, and payment networks.
• Experience building business banking, treasury management, accounts payable, or accounts receivable products.

This May Not Be the Role for You If:

• You prefer executing a pre-sequenced roadmap.
• You treat Risk, Compliance, or Operations as downstream approvers rather than product partners.
• You focus solely on the happy path, leaving failures, returns, reconciliation, or operational tooling to others.
• You prefer running one big launch over continuous improvements.
• You struggle to connect product decisions to measurable customer and business outcomes.
• You’re resistant to AI-enabled ways of working.