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Lendable
Development 1h ago

Senior PHP Engineer

Lendable
United StatesUnited States
Full-time
Not Disclosed
Senior-Level

Job Description

Key Skills Required

Master these to land this role

BackendBestseller 🔥
Learn in 18 Hours
PHPSymfonyAWSMicroservices

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About the Role

As a Senior PHP Engineer, you'll be a key player in our engineering organisation, a vibrant community of over 200 talented engineers spanning backend, frontend, mobile, and platform disciplines. This isn't just about maintaining; it's about innovating. You'll dive into a wide range of exciting projects, from building and integrating new APIs that elevate the customer journey to optimising our cutting-edge lending platforms. You'll also engage in deep architectural discussions, shaping the future of our products. There's ample opportunity to grow, contribute, and truly make your mark.

We are hiring across all our UK, US and International Expansion product teams, Zable Card, Autolend, Lendable Loans, and Internal Tools teams!

Our Modern Tech Stack

We believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:

  • Backend: PHP 8, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes
  • CI/CD: GitHub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)
  • Testing: Behat, PHPUnit for robust automated testing

What We're Looking For

We're seeking passionate engineers who are excited to contribute and grow with us:

  • Strong, business oriented, engineer with modern PHP development experience (PHP 8.0+ is a must). You're fluent in the latest PHP features and best practices.
  • A solid grasp of a modern PHP framework like Symfony or Laravel.
  • Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing is a significant plus.
  • Familiarity with microservices architecture and working on financial systems is a bonus.
  • Excellent automated testing skills (unit, integration, functional) - you believe in quality code.
  • A genuine desire to learn, collaborate, and contribute your ideas within a highly collaborative team.
  • High degree of ownership and autonomy
  • Experience in a cross-functional environment is a plus, but not essential.

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Lendable is the premier, AI-powered consumer finance platform and automated underwriting powerhouse engineered to operate as the definitive, high-velocity credit infrastructure layer for the modern digital lending economy. Functioning as a mission-critical financial automation engine and one of the UK's largest consumer finance providers, the company eliminates the severe systemic friction of traditional retail banking—where borrowers face slow multi-day manual credit checks, rigid non-personalized pricing bands, and complex onboarding overhead—by deploying a proprietary machine learning transactional engine. Moving far beyond legacy risk matrices, Lendable unifies sub-second risk modeling, Open Banking digital ledger extractions, and instant automated disbursement pipelines into a single high-performance lending workspace. The platform empowers prime and near-prime consumers to secure personal loans, credit cards, and car finance within minutes while serving as the underlying white-label credit engine for massive third-party brands like Asda Money and the Post Office. Under the hood, its sophisticated cloud-native architecture—backed by over £1.6 billion in funding from elite institutions like the Ontario Teachers' Pension Plan Board and Goldman Sachs—natively orchestrates automated credit data ingestion, real-time fraud telemetry matching, and instant variable recurring payment (VRP) setups. What sets Lendable apart is its uncompromising dedication to completely friction-free capital distribution; by bridging the gap between performance-intensive transaction tracking and instant, consumer-grade financial checkouts, the firm enables modern scaling credit ecosystems to maximize capital allocation efficiency, eliminate underwriting bottlenecks, and scale operations across international markets.

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Senior PHP Engineer at Lendable