Senior Financial Portfolio Analyst – Servicing

Figure is hiring a Senior Financial Portfolio Analyst – Servicing to provide advanced financial analysis, portfolio performance monitoring, servicing cost modeling, compliance oversight, and forecasting for a servicing portfolio. This role supports cross-functional teams such as Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management.

What You’ll Do

• Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
• Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
• Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
• Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
• Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
• Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
• Contribute financial insights to operational efficiency initiatives.
• Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.

What We Look For

• Bachelor’s degree in Finance, Accounting, Statistics, Business, or related field.
• 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
• Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
• Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
• Ability to work independently and manage complex workloads with strict deadlines.
• Adhere to all company security policies and data handling procedures.
• Complete mandatory security awareness training within required timeframes.
• Promptly report any suspected security incidents or suspicious activity to the Security team.

Preferred Qualifications

• Master’s degree (MBA or related).
• CPA or similar financial certification (preferred).