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Ladder
Legal & HR 5h ago

Junior Underwriter

Ladder
United StatesUnited States
Full-time
$55,500 - $69,200
Mid-Level
VT

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Job Description

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Key Skills Required

Master these to land this role

UnderwritingLife InsuranceInsurance IndustryCustomer OperationsCollaborative Team

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What You’ll Do:

  • Manage a variety of support and follow-up items with the goal of keeping business flowing efficiently
  • Work closely with Customer Operations to answer underwriting-related questions
  • Perform line underwriting on individual term life cases, evaluating medical and personal history on applications up to $1 million face amount
  • Analyze medical, personal, and financial data from both traditional and innovative data sources to make final decisions
  • Manage varying volumes of application review within set quality standards and turnaround times
  • Work closely with a peer mentor as part of your continued development as a proficient life underwriter
  • Report to the Underwriting Manager

Who You Are:

  • A master of collaboration who is comfortable working with many cross-functional stakeholders
  • An innovator passionate about insurance, aiming to create a new paradigm to make insurance more accessible and affordable for the next generation of buyers
  • A strategic thinker and builder who wants to apply their life insurance underwriting expertise to drive Ladder’s success
  • An optimist, committed to continuous learning, iteration, and user-centered everything
  • A great communicator who listens well, asks questions, and has a sense of humor

Experience Required:

  • 5+ years of life insurance industry experience at a leading carrier or reinsurer
  • Acted as a support resource for life underwriters or undergone training to be a life underwriter
  • Worked in new business workflows
  • Managed follow-ups of underwriting requirements
  • Learned the life cycle of an application and basic processing standards
  • Demonstrated interest in being part of a collaborative team to better serve customers

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Ladder (operating at ladderlife.com) is a digital life insurance company engineered for accessibility. Founded in Not specified by Jamie Hale, Ladder combines the power of innovative technology with world-class financial and insurance expertise to make it easy for anyone to access life insurance. Under the hood, Ladder blends technology with financial and insurance services to offer term life insurance policies. This allows individuals to obtain affordable life insurance with just a few health questions and no medical exams. Backed by $194M in funding from investors like Canaan, RRE Ventures and Thomvest Ventures.

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