SavvyMoney

SavvyMoney (operating at savvymoney.com) is a credit score and financial wellness platform engineered for financial institutions (FIs). Founded in 2009 and headquartered in Dublin, California, SavvyMoney transforms raw credit data into actionable insights, enabling banks, credit unions, and fintechs to deliver personalized pre-qualified offers to their customers. Unlike traditional credit monitoring tools that provide static reports, SavvyMoney integrates real-time analytics, daily score tracking (up to every 24 hours), and educational resources—all within an embedded, seamless experience for online and mobile banking platforms. Under the hood, its technology aggregates credit bureau data, applies proprietary scoring algorithms, and surfaces tailored financial wellness tools, including score analysis, monitoring alerts, and debt management guidance. This empowers financial institutions to boost customer engagement, drive product adoption (such as loans or credit cards), and foster long-term financial health. With a focus on scalability, SavvyMoney has partnered with over 1,600 institutions, including credit unions like BCU and WyHy Federal, while achieving a 417% three-year revenue growth. Backed by a $225 million minority investment co-led by PSG and other investors, the company continues to expand its fintech ecosystem with a mission to democratize credit literacy and financial empowerment.