Modern Treasury

Modern Treasury (operating via moderntreasury.com) is a premier payment operations and financial infrastructure platform engineered to help companies build products that move money effortlessly. Founded in 2018 and headquartered in San Francisco, California, the enterprise fundamentally streamlines complex B2B payment workflows and banking integrations. Moving far beyond traditional, slow-moving manual reconciliations, Modern Treasury natively unifies multi-rail payments (such as ACH, wires, and FedNow) alongside programmable accounts and stablecoin orchestration into a single, cohesive API. The platform empowers developers and finance teams to automate the entire lifecycle of money movement—from payment initiation and approvals to real-time reporting and built-in compliance. Under the hood, their robust proprietary ledger and API infrastructure connect directly to major banking partners, powering highly scalable payment products for innovators across real estate, healthcare, and financial services. Capturing massive industry trust by processing over $600 billion in payments for companies like Procore, Gusto, and Navan, Modern Treasury remains a definitive cornerstone of the modern fintech landscape, bringing businesses closer to a world where money moves seamlessly at the speed of the internet.