Senior Para-Broker

A leading Australian finance brokerage helps individuals, families, investors, and business owners make confident financial decisions. The firm takes a highly personalized, client-centric approach to finance, working closely with clients to understand both their immediate requirements and longer-term financial goals.

The team supports clients across a broad range of lending needs, including:

• First home buyers and refinancing
• Property investment, renovation, and construction lending
• Self-employed and business finance
• Car and asset finance

At the heart of the business is a commitment to being trustworthy, efficient, innovative, and candid, making the lending process straightforward for clients.

The Role:

This is not a typical loan-processing position. We are seeking a highly experienced Senior Para-Broker with at least 5 years of Australian mortgage broking experience. You will confidently manage complex lending scenarios and take ownership of files from initial enquiry through to formal approval and settlement support.

You will work closely with the Director, becoming a trusted second-in-command across the lending function. Responsibilities include analyzing scenarios, researching lender policy, structuring lending solutions, communicating directly with clients and lenders, and proactively resolving issues.

The role offers exposure to diverse borrowers and lending scenarios, including personal and business finance. As the business grows, there will be opportunities to improve systems, processes, and workflows, and potentially mentor future offshore team members.

Key Responsibilities:

End-to-End Loan Ownership

• Manage mortgage applications from initial enquiry and discovery through to formal approval and settlement support.
• Take ownership of files rather than waiting for the Director to drive each stage.
• Review client circumstances, supporting documentation, and borrowing requirements.
• Prepare and structure lending applications accurately and efficiently.
• Maintain comprehensive file notes and ensure files remain compliant and up to date.
• Proactively follow up on outstanding documentation, lender requirements, and application milestones.
• Ensure clients receive clear and consistent communication throughout their lending journey.

Credit Analysis & Lending Strategy

• Analyze lending scenarios and recommend practical solutions.
• Research lender policy and determine appropriate lending strategies.
• Work confidently across more complex borrower profiles.
• Identify potential servicing, policy, or documentation issues early.
• Prepare applications so they are positioned strongly for lender assessment.
• Exercise sound judgment and know when a scenario requires escalation to the Director.

Lending Experience

The successful candidate should be confident working across areas including:

• Residential home lending
• Refinancing
• Property investment
• Construction and renovation lending
• Self-employed borrowers
• Guarantor lending
• Complex residential scenarios
• Business lending exposure would be highly regarded
• Asset and equipment finance exposure would also be advantageous

Client & Lender Communication

• Communicate confidently and professionally with Australian clients.
• Explain lending requirements and next steps in clear, easy-to-understand language.
• Liaise directly with lenders, Bank Development Managers (BDMs), and credit assessors.
• Follow up applications and proactively resolve lender queries.
• Build strong relationships with clients and provide a high standard of service throughout the process.
• Help create the seamless, long-term client experience.

Business & Operational Support

• Work closely with the Director as a trusted operational partner.
• Identify opportunities to improve workflows, templates, and processes.
• Help create scalable systems as lending volumes increase.
• Maintain strong organization across multiple active applications and priorities.
• Proactively identify bottlenecks and recommend solutions.
• Support the continued development of a high-performing offshore operations function.

Requirements:

We are specifically looking for a senior-level Australian mortgage broking professional with:

• Minimum 5 years of Australian mortgage broking experience, ideally as a Senior Para-Broker, Senior Credit Analyst, or highly experienced Loan Processor.
• Strong understanding of the complete Australian mortgage process from client discovery through to settlement.
• Demonstrated experience managing files with minimal supervision.
• Strong credit analysis and lender policy knowledge.
• Experience with complex residential lending scenarios.
• Strong experience with construction lending, self-employed borrowers, and investment lending.
• Confidence dealing directly with Australian clients, lenders, BDMs, and credit assessors.
• Excellent written and verbal English.
• Strong attention to detail and compliance.
• The ability to manage multiple active applications without losing sight of deadlines or client communication.

Experience with Australian mortgage broking platforms such as Broker Engine, Mercury, and FLEX will be highly regarded.

Australian mortgage broking experience will be valued more highly than formal qualifications.

Benefits:

Who You Are:

• Naturally take ownership rather than waiting to be told what to do next.
• Understand Australian mortgage lending at a genuinely senior level.
• Can critically analyze lending scenarios and think about the best way forward.
• Bring solutions to the Director rather than simply escalating problems.
• Are comfortable speaking directly with Australian clients.
• Stay organized while managing multiple competing priorities.
• Take pride in producing accurate, compliant, and well-presented applications.
• Enjoy working closely with a business owner and becoming someone they can genuinely rely upon.
• Want a long-term role where responsibilities can grow alongside the business.

What You’ll Get in Return:

• PHP 95,000–106,000 per month depending on experience.
• 100% remote working.
• Australian business hours.
• Direct exposure to an experienced Australian finance professional.
• Broad lending exposure across residential, investment, construction, self-employed, and business finance.
• A senior position where your experience and judgment will be genuinely relied upon.
• A high-trust working environment with significant autonomy.
• Long-term career progression as the business continues to grow.
• Opportunity to help shape systems, processes, and the future offshore operations function.
• Potential to mentor and support additional team members as the business expands.