Senior Mortgage Funding Specialist

Core Responsibilities

As a Senior Mortgage Funding Specialist, you will ensure mortgage loans close accurately, efficiently, and on time by:

• Managing loan file closing activities, including preparing and validating Closing Disclosures and closing packages to ensure accuracy, completeness, and funding readiness.
• Responding to internal and external inquiries related to loan closing and funding activities, including handling complex or time-sensitive situations. Identifying, investigating, and resolving non-routine closing and funding issues, including discrepancies related to fees, documentation, and loan conditions.
• Applying regulatory, investor, and internal guidelines to ensure accurate disclosures, compliant closings, and funding standards are met.
• Maintaining and validating loan data and closing documentation to ensure accuracy, completeness, and alignment with system requirements.
• Managing an assigned closing pipeline by prioritizing workload, coordinating timelines, and ensuring loans close efficiently and on schedule.
• Supporting reporting and pipeline tracking efforts by maintaining accurate loan statuses and proactively identifying potential delays.
• Partnering with settlement agents, borrowers, loan officers, and internal teams to resolve complex loan scenarios and support successful loan closings.
• Ensuring adherence to regulatory, investor, and internal requirements while supporting audit readiness and maintaining high-quality documentation standards.

Qualifications

Required:

• A High School Diploma or G.E.D.
• 4 or more years of experience in mortgage funding, loan closing activities, transaction processing, and issue resolution
• Understanding of mortgage closing and funding processes and demonstrated success managing complex transactions

Preferred:

• Strong knowledge of mortgage loan closing and funding processes, including documentation review, funding requirements, and closing coordination.
• Understanding of regulatory and investor requirements that impact disclosure accuracy, closing compliance, and funding activities.
• Ability to identify and assess risks within the closing and funding process and resolve non-routine issues effectively.
• Comfort using systems, reporting tools, and loan platforms to monitor pipelines, track statuses, and address discrepancies.
• Clear and professional communication with borrowers, settlement agents, loan officers, and internal partners.
• Ability to thrive in a fast-paced environment, balancing multiple priorities and adapting to changing deadlines.
• Enjoyment in sharing knowledge and providing guidance to support team consistency and effectiveness.