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Bestow
Development 15h ago

Senior Backend Engineer II

Bestow
United StatesUnited States
Full-time
Competitive salary and equity based on role
Senior-Level

Job Description

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Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.

Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.

Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.

Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.

Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov.

ABOUT THE TEAM

IPC (Implementation & Platform Configuration) Engineering team powers digital life insurance enrollment experience Bestow's carrier partners rely on. You'll work alongside Product Managers, Underwriters, external partners to build and operate modular services — Python, Go, Java — sitting at core of Bestow's platform. Team integrates across Bestow's service landscape via gRPC, REST, async messaging, all on Kubernetes in GCP. As Senior Backend Engineer II, you'll build and operate IPC's systems, contribute to technical decisions, help scale reliability as Bestow onboards new carrier partners.

WHAT YOU'LL DO

  • Contribute to technical design decisions for IPC services, balancing delivery speed w/ long-term maintainability
  • Design, build, operate backend services using Python + PostgreSQL, Go, Java-based Drools rules engine
  • Partner w/ other Bestow engineering teams on integration work across platform
  • Help build platform capabilities that scale w/ Bestow's growing partner ecosystem — new carrier onboardings, product launches, config flexibility
  • Mentor engineers through code review, design review, pairing
  • Support production reliability: help maintain/improve SLOs, strengthen observability, share on-call for IPC workloads
  • Use agentic AI coding tools as core part of workflow, help team adopt effective AI-assisted dev practices
  • Communicate technical decisions, trade-offs, status clearly in writing — team remote-first, async-heavy

WHO YOU ARE

  • 5+ years professional backend software dev experience, at Senior level
  • Strong proficiency in Go and Python; Java experience plus
  • Solid experience w/ distributed systems, microservices, API design (Protocol Buffers, OpenAPI)
  • Comfortable w/ PostgreSQL or other relational DBs at scale
  • Hands-on w/ cloud infra — Kubernetes, Docker, GCP (or equivalent)
  • Track record building, deploying, troubleshooting production services end-to-end
  • You seek out problems before they find you — proactively identify risks, propose solutions, drive to completion
  • Write maintainable, well-tested software, hold self and peers to high quality bar
  • Demonstrated experience w/ agentic AI coding tools (Claude Code, Cursor, Copilot) in daily workflow — deliberate practice, not occasional use

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Bestow is an elite, enterprise-grade digital insurtech infrastructure powerhouse engineered to serve as the definitive AI-native orchestration platform for intelligent life insurance distribution and modern algorithmic underwriting lifecycle management. Operating as the mission-critical tech rails for the modern financial economy, the company eliminates the structural friction of legacy, fragmented life insurance processing—which frequently suffers from slow medical underwriting backlogs, manual data validation silos, and archaic multi-week onboarding pipelines—by seamlessly deploying a full-stack SaaS solution powered by advanced algorithmic risk assessment, persistent data telemetry, and seamless cross-platform integration frameworks. Moving far beyond traditional policy-aggregator or manual carrier paradigms, Bestow empowers top-tier insurance companies, massive financial institutions, and digital-native consumer brands to instantly architect, distribute, and scale complex embedded life insurance products across diverse multi-region digital ecosystems. Under the hood, their sophisticated platform—bolstered by automated API-driven identity resolution, predictive actuarial analytics, and deep domain expertise in carrier compliance—natively orchestrates instantaneous quoting, real-time programmatic binding, and automated policy administration. What sets Bestow apart is its uncompromising dedication to complete lifecycle automation; by bridging the gap between highly technical, risk-intensive underwriting demands and accessible, high-velocity API-driven customer interfaces, the firm enables modern commercial organizations to radically accelerate their time-to-market, neutralize legacy distribution bottlenecks, and build an unassailable foundation for continuous commercial growth in the modern, AI-transformed global marketplace.

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