Retirement Plan Compliance Specialist

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits.

More than half of all working Americans are not saving enough for their future. Too often, it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.

About the role

As a member of the Customer Success Operations compliance team, you will support our clients’ 401(k) plans by completing compliance testing, preparing annual forms for filing with the IRS, and consulting on plan design. You’ll also be involved in the preparation of plan documents and amendments, and the creation of Form filings. In addition to the technical aspects of the role, you will also interact on a cross-functional basis with several teams, including onboarding, Customer Support, Relationship Managers, and internal operations, to ensure the best possible experience for the customers.

What you get to do every day

• Prepare and review compliance testing results (including ADP/ACP, Deductibility, Top Heavy, 401(a)(4), 402(g), 410(b), and 415)
• Review and interpret plan documents to determine plan provisions, acting as a consultant to clients on recommended plan designs to meet their needs
• Prepare plan document amendments and notices
• Review QDROs
• Calculate annual contributions, including new comparability
• Review, prepare, and ensure timely filing of Forms 5500, 5330, and 8955-SSA
• Assist Relationship Managers with questions, problem-solving, and resolution regarding Compliance issues
• Assist auditors as needed
• Maintain up-to date knowledge of present legislation and proposed legislative changes with regard to ERISA law

What you bring to the role

• 4+ years of progressive retirement plan experience, including at least 1 year of experience with compliance testing, annual IRS reporting requirements, and a comprehensive understanding of plan documents and Form 5500 Filings
• Knowledge of ERISA and IRS regulations
• Ability to research solutions and interpret technical literature
• Excellent spreadsheet knowledge, mathematical aptitude, and problem solving abilities
• Strong communication and partnership skills and the ability to explain complex issues to all levels within an organization
• Self-starter and passionate about suggesting and implementing process improvements
• Ability to work towards Industry designation within first 12 months (ASPPA, NIPA, etc.)

Human Interest is tackling one of our country's biggest challenges - closing the retirement gap. You'll be instrumental in architecting and scaling solutions that bring financial security to employees at small and medium-sized businesses nationwide. We’ve made significant progress, but there is still growth ahead, offering you a unique opportunity to solve complex problems, drive innovation, and advance your career alongside a dedicated, mission-driven team. We value hard work and recognize that our team's contributions are key to our continued success.

Join Human Interest and make a lasting impact by shaping the future of retirement.