Reconciliation Specialist

About the role

You'll own reconciliation across LemFi's financial records, from the general ledger through to bank accounts and partner settlements. This is hybrid remote/office work, and the team operates on a rotating weekend schedule, covering either a Saturday or Sunday approximately once per month.

You'll need 3+ years of hands-on reconciliation experience and a comprehensive understanding of how payment and settlement transaction chains work globally. This role demands accuracy, problem-solving under pressure, and the ability to work cross-functionally with Finance, Accounting, Engineering, and partners to keep our financial operations tight and compliant.

What you'll build and own

• Reconcile transactions across the general ledger and sub-ledgers. Ensure accuracy and completeness of financial records, including complex transactions. Reconcile bank accounts and credit card transactions end to end.

• Identify and resolve discrepancies: double charges, incorrect amounts, failed bookings, outstanding transactions. Follow up continuously and provide updates to management.

• Lead investigation and recovery of unsettled transactions with partners and banks. Monitor disputed transactions for possible fraudulent activity and report findings.

• Prepare daily, month-end and year-end reports. Prepare monthly bank reconciliation reports with accurate breakdowns for the Finance Department. Present findings to management, highlighting discrepancies and providing insights.

• Work closely with Customer Services, Engineering, and Product teams to resolve customer disputes and requests within SLA. Support new product development and process improvements.

• Maintain relationships with banking and payments partners. Ensure compliance with all partner obligations including periodic filings and reports.

• Support internal and external auditors with documentation and ensure data quality and accuracy that supports better organisational decision-making.

Your experience

• 3 to 5 years of reconciliation experience with comprehensive knowledge of how payment and settlement transaction chains work globally.

• Proficiency in Excel, Word and reconciliation tools (in-house or third-party).

• Excellent analytical, research, verbal and written communication skills. High level of accuracy and attention to detail in financial reporting and reconciliation tasks.

• Strong problem-solving skills, even under pressure and tight deadlines. Ability to manage multiple priorities and meet deadlines.

• A strong team player with a customer service orientation. Adaptable to global operational needs and able to work in a rapidly changing business and regulatory environment.

• Experience working in fintech or a financial institution is strongly preferred.

Nice to have

• Previous experience in credit card reconciliation or knowledge of credit products.

• General accounting principles and banking systems knowledge.

• Advanced education degree.