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Finance & Accounting 3h ago
Product Manager, Banking
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Job Description
Key Skills Required
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Financial Analyst
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As a Product Manager on the Banking team at OnePay, you'll own the roadmap and day-to-day execution for our Cash Advance product and other Banking features. You'll leverage your technical, design, and analytical skills to directly shape how millions of customers manage short-term cash flow, while partnering with other teams to ensure seamless and scalable experiences across our app and point-of-sale channels. This role offers a significant opportunity to massively impact both our customers and our company. You will:
- Design and ship the next phase of cash advance as we grow and scale massively
- Drive the roadmap by understanding customer pain points, defining requirements, and shipping features
- Bring real quantitative rigor to how we convert users, set limits, optimize repayment, and manage fee structure and unit economics
- Partner closely with a cross-functional group of analytics, legal, engineering, design, risk, and servicing to keep the roadmap moving
You Bring:
- 3 - 8 years of relevant experience owning an overdraft, Cash Advance, or Consumer Lending product
- You are not afraid to dig into the details and the underlying mechanics (limits, repayment, fees, etc.) - note: you do not need full underwriting depth
- A track record of operating independently with minimal ramp-up
- Strong analytical chops; comfortable working side by side with data and risk partners on unit economics
- Highly detail-oriented, thrives in a genuinely cross-functional environment
- Drive and proactivity - everyone here is a builder and executor
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