Head of Compliance

What You’ll Do

Lead Astra's Enterprise Compliance Program

• Set the strategy for Astra’s enterprise compliance program and continuously improve its policies, procedures, risk assessments, controls, testing, training, and reporting.

• Serve as Astra’s designated BSA/AML Compliance Officer, overseeing KYC/KYB, customer due diligence, sanctions screening, transaction monitoring, alert and case management, and financial-crimes risk.

• Provide clear reporting to executive leadership and the Board regarding material compliance risks, program performance, audits, and remediation.

• Lead, develop, and appropriately scale Astra’s existing Compliance and GRC team while remaining directly involved in complex reviews, escalations, and strategic initiatives.

Oversee Payments and Bank Partner Compliance

• Serve as the senior compliance point of contact for Astra’s sponsor-bank partners, supporting ongoing oversight, due diligence, audits, inquiries, and program governance.

• Oversee compliance with applicable ACH/NACHA, card-network, RTP, FedNow, and other payment-rail requirements.

• Evaluate new products, payment flows, customers, partnerships, and markets to identify compliance requirements and establish appropriate controls before launch.

• Partner with outside counsel to evaluate regulatory developments and potential licensing or registration requirements arising from changes to Astra’s products or operating model.

• Partner cross-functionally to build and enhance fraud controls across Astra’s payment flows, including monitoring rules, transaction limits, and escalation processes.

Lead GRC, Audit, and Privacy Programs

• Own the governance and continued maturity of Astra’s SOC 2 and PCI DSS programs, including scoping, control ownership, audit readiness, auditor coordination, findings management, and annual assessments.

• Oversee Astra’s readiness for BSA, NACHA, sponsor-bank, customer, SOC 2, PCI DSS, and other applicable audits and assessments.

• Maintain an enterprise risk and controls framework that connects compliance obligations, risks, controls, testing, evidence, and remediation.

• Lead Astra’s privacy compliance program, including applicable GDPR and U.S. privacy requirements, data-subject requests, retention, privacy notices, and reviews of new products, data uses, and vendors.

• Oversee third-party compliance risk, customer assurance activities, and compliance-related due-diligence responses.

Partner Across the Business

• Advise Product, Engineering, Sales, and Integrations on compliance requirements for new products, payment flows, and customer use cases, partnering with relevant teams to implement effective, scalable controls.

• Manage third-party compliance vendors, including KYC/KYB/sanctions screening providers.

What We’re Looking For

Required Experience

• 8+ years of compliance experience in fintech, payments, banking, or financial services, with at least 3 years in a leadership role.

• Prior experience leading a BSA/AML compliance program at a financial institution, payments company, or fintech, ideally within a sponsor-bank or bank-fintech partnership model.

• Experience overseeing multiple compliance and assurance programs, including BSA/AML, fraud, privacy, SOC 2, PCI DSS, or payment-network compliance.

• Deep, practical expertise in BSA/AML, OFAC, KYC/KYB, customer due diligence, transaction monitoring, suspicious-activity escalation, and financial-crimes risk management.

• Familiarity with the intricacies of specific payment rails, specifically: ACH, RTP, and debit networks.

• Hands-on experience building or scaling compliance programs at a startup or high-growth company — you've done this before, and you know how to right-size controls for where a company actually is.

• Experience managing sponsor bank relationships and navigating bank program compliance requirements.

• Demonstrated experience leading and developing a compliance team while remaining closely involved in program execution.

• Ability and willingness to travel up to ~15% annually.

Education

• Bachelor's degree required; JD, MBA, or advanced degree in a relevant field strongly preferred.

• Candidates without an advanced degree but with exceptional track records and relevant certifications will be fully considered — we care about what you've done, not just where you studied.

• CAMS, CRCM, CFE, or equivalent preferred.

Technical Skills

• Familiarity with modern compliance and financial crimes tooling — platforms like Alloy, Sardine, Unit21, Socure, or ComplyAdvantage — and the ability to evaluate and implement new tools as needs evolve.

• Comfortable working with data: able to analyze transaction patterns, interpret monitoring outputs, and engage credibly with Engineering on how technical controls are built and tuned.

• Working knowledge of API-driven payment architecture and how compliance requirements translate into product and engineering decisions.

• Understanding of instant payment rails including Visa Direct, card-to-card transfers, ACH/NACHA, RTP, and FedNow.

Preferred Experience

• Experience at a BaaS company or payments platform managing sponsor bank program obligations and audit readiness.

• Experience supporting complex or emerging payment use cases, such as cross-border payments, crypto, payroll, lending, or other embedded-finance products.

• Prior experience presenting compliance strategy to a founding team, board, or investors.

Why This Role Matters

Astra’s product promise—fast, secure transfers across multiple payment rails—is possible because of the trust we have built with our banking partners, payment networks, customers, and users. Compliance is not a secondary function within that model; it is part of Astra’s operating infrastructure.

As Astra scales, the complexity of our products, partnerships, data practices, and control environment will grow with us. The Head of Compliance will shape how Astra manages that complexity—strengthening our financial-crimes controls, maintaining strong bank partnerships, overseeing critical audit and assurance frameworks, advancing our privacy program, and helping the company launch new products responsibly.

This is an opportunity to lead an established program and talented team through their next stage of maturity while having a direct and visible impact on Astra’s growth.

What We Offer

• Competitive compensation with equity in a growing fintech company.

• Remote-first culture with flexible working arrangements

• Small team, big impact — your work directly supports Astra’s ability to scale responsibly

• Professional growth opportunities in compliance and risk management

• Mission-driven — build infrastructure that powers financial innovation while meeting the highest regulatory standards