Backend Engineer for AI Neobank App at Doit
Job Description
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We are looking for backend engineers to build the core systems behind BJAK's AI Neobank app. This role is for engineers who can build reliable APIs, workflows, and financial product infrastructure that can scale across markets, partners, and millions of users.
What You'll Own
Build backend services and APIs for onboarding, accounts, payments, cards, transfers, rewards, travel, FX, KYC, and risk flows.
Design reliable systems that can support real customer transactions, operational workflows, and future financial products.
Integrate with internal systems, financial partners, payment providers, AI services, and third-party platforms.
Own backend quality across reliability, security, latency, observability, data integrity, and incident handling.
Work with product, frontend, mobile, and AI teams to launch features quickly and safely.
Improve existing systems by simplifying flows, removing manual work, and automating repeatable processes.
What We're Looking For
Strong backend engineering experience in production systems.
Good understanding of APIs, databases, authentication, authorization, queues, jobs, events, and integrations.
Experience building services used by real customers or internal operations at meaningful scale.
Strong debugging, reliability, security, and data quality mindset.
Able to make practical trade-offs between speed, correctness, scalability, and maintainability.
Fintech, payments, banking, wallet, KYC, fraud, or risk experience is a strong plus, but not required if fundamentals are strong.
This Role Is Not For
Engineers who only want isolated backend tasks.
People who ignore security, data consistency, monitoring, or operational risk.
Developers who cannot work with fast-changing product requirements.
Candidates who talk about scale but have not handled production systems.
People who exaggerate impact without being clear on ownership.
The Bar
We are looking for engineers with real technology career highlights. A strong highlight is not just working at a famous company. A strong highlight means you personally helped build, ship, or scale a serious product, platform, or system.
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Founded in 2019, Bjak is the largest digital insurance platform in Southeast Asia. The company leverages advanced technologies—including Artificial Intelligence (AI-powered agents), blockchain, and custom APIs—to make financial services and insurance more accessible, transparent, and inclusive. Through its primary portal, users can instantly compare, customize, and purchase auto, life, and medical insurance policies from over 15 different insurers in just a few minutes. Serving over 8 million users, Bjak also provides a fully digital and paperless ecosystem for associated services, such as road tax renewals, claims processing, and 24/7 VIP roadside assistance. While its core market is Malaysia, Bjak has been expanding its operations into regions like Thailand, Japan, Taiwan, and the United Kingdom.
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