Nirvana Insurance

Nirvana Insurance (operating at nirvanatech.com) is an AI-driven commercial trucking insurance platform engineered for fleet operators and carriers seeking cost efficiency and safety. Founded in 2020 by Rushil Goel (Co-founder & CEO), Alex Carges (Co-Founder & Chief Actuary), and headquartered in San Francisco, California, Nirvana disrupts traditional insurance models by leveraging telematics and predictive analytics—rather than relying solely on historical risk factors. Under the hood, its proprietary AI analyzes real-time driver behavior, vehicle performance, and route data to dynamically adjust premiums and identify safety risks. This allows fleet managers to access personalized discounts (up to 20% savings) while improving operational safety through actionable insights. Backed by $262M in funding, including an $80M Series C round in December 2025, Nirvana has been recognized as one of America’s Best Startup Employers by Forbes (2025) and scales its offerings with a focus on modern claims processing and Active Safety Solutions.