Farmers Mutual Hail

Farmers Mutual Hail (operating at fmh.com) is a crop insurance and risk management platform engineered for agricultural resilience. Founded by W.A. Rutledge and headquartered in West Des Moines, Iowa, FMH specializes in mitigating financial losses for farmers caused by hail, weather events, and market volatility—solving a critical gap in traditional agricultural protection. Under the hood, the company combines reinsurance expertise, catastrophe modeling, and proprietary tools like FMH Precision Solutions to streamline claims processing and premium payments. This allows farmers and ranchers to focus on production while securing coverage tailored to their risks. With a legacy spanning generations, FMH emphasizes community impact, donating time and resources to organizations like JDRF and St. Baldrick’s Foundation.