FP&A Team Lead

About World Business Lenders

• World Business Lenders (WBL) provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. WBL is a U.S.-based company with a 100% remote workforce.

Position Overview

• The FP&A Team Lead is a hands-on owner of a defined area within the FP&A function. The Team Lead is responsible for the quality, timeliness, and business usefulness of work in that area while leading and developing FP&A Analysts.
• Current Team Lead assignments are Corporate Planning & Performance and Portfolio & Capital. Team Leads are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the assigned area.

Functional Assignment

1. Corporate Planning & Performance — annual budget and reforecasts; consolidated three-statement forecast; operating expense and headcount planning; variance analysis; and management reporting.
2. Portfolio & Capital — origination and portfolio forecasting; NPL, REO, and recovery forecasting; cash and liquidity; facility and covenant forecasting; and capital scenarios.

Key Responsibilities

• Lead, prioritize, and coordinate the day-to-day work of FP&A Analysts, including reviewing work and providing coaching and feedback.
• Own recurring models, forecasts, analyses, and reporting within the assigned functional area.
• Review financial models and analyses for accuracy, logical consistency, methodology, transparency, and usability, and reconcile outputs to source data and financial statements.
• Analyze financial and operating results, identify material drivers, challenge assumptions, and develop clear management explanations.
• Lead scenario, sensitivity, and other decision-support analyses within the assigned area.
• Work with Accounting, Operations, and other departments to obtain required inputs, resolve discrepancies, and improve reporting accuracy.
• Maintain clear assumptions, supporting schedules, version control, change logs, and process documentation for key models and reports.
• Improve, standardize, and automate recurring FP&A processes and reporting.
• Support broader FP&A, due-diligence, and strategic projects as needed.

Requirements

• Education:
  • Bachelor's degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.
• Experience:
  • Five or more years of progressive experience in FP&A, financial modeling, or a closely related finance role.
  • Prior experience leading, reviewing, mentoring, or coordinating the work of analysts or other finance professionals.
  • Strong understanding of the income statement, balance sheet, and cash-flow statement, including the ability to build and connect a three-statement model from scratch in Excel.
  • Advanced Excel and financial-modeling skills, including scenario analysis, model construction, and reconciliation to source data.
  • Strong analytical judgment and the ability to identify material business drivers in large or incomplete datasets.
  • Ability to communicate financial results, assumptions, risks, and recommendations clearly to finance and non-finance stakeholders.
  • Demonstrated depth in at least one functional assignment listed above; candidates are not expected to be experts in both.
  • Ability to manage recurring deadlines and maintain regular communication in a remote environment.

Preferred Qualifications

• Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.
• Experience with consolidated planning and forecasting, lending or portfolio analysis, liquidity and capital planning, or related work aligned with the assigned area.
• Experience improving or automating recurring financial models and reporting processes.