FP&A Analyst

About Array: Array is an elite, venture-backed financial innovation platform and embedding infrastructure toolkit that helps digital brands, legacy financial institutions, and fast-growing fintechs launch compelling consumer credit products to market faster. We deliver private-label tools spanning credit monitoring, identity tracking, data privacy protection, and a decentralized financial ads marketplace via seamless embeddable web widgets or modern API pipelines. Array operates a high-performance, remote-first ecosystem empowering millions of global consumers to maximize their financial goals.

Position Overview

We are seeking a highly analytical, metrics-driven FP&A Analyst to drive comprehensive financial planning, forecasting, strategic analysis, and operational decision-making across our expanding fintech ecosystem. Reporting directly to the CFO, you will act as a principal strategic resource supporting a high-growth SaaS business that serves over 500 institutional clients. In this high-accountability track, you will partner closely across Accounting, Corporate Development, and Executive Leadership to engineer complex financial models, guide active M&A integrations, and build interactive KPI dashboards while leveraging an AI-native daily development workflow.

Key Responsibilities

• Financial Modeling & Forecasting: Own the architecture of rolling financial models, budget projections, out-of-sample variance analysis, and operational performance reporting across multiple product lines.
• M&A Architecture Support: Run detailed buy-side due diligence, build complex corporate integration models, execute synergy tracking metrics, and deliver quantitative ROI evaluations for potential acquisitions.
• Executive Board Reporting: Partner tightly with accounting controllers to deliver accurate monthly close analyses and translate complex data points into polished, board-ready business summaries.
• KPI Dashboard Engineering: Build and optimize dynamic visibility dashboards, macro sensitivity analyses, and automated reporting systems to track underlying software margins, ARR retention, and operating profit.
• AI-Accelerated Workflow Ingestion: Integrate artificial intelligence software natively inside your daily routines to accelerate data processing, automate spreadsheet formulas, and optimize research velocity.

Required Skills & Qualifications

• 4+ years of verified professional history in Financial Planning & Analysis (FP&A) through any combination of strategic corporate finance, corporate development, or investment banking.
• Elite, master-level software expertise utilizing Microsoft Excel to manage complex data structures, multi-layered lookups, and financial scenario rules.
• Innate comfort navigating dense numerical sets, executing mental calculations, and preserving exceptional attention to detail under tight close timelines.
• Proven capacity to translate abstract operational variables into clear, actionable business insights for both finance and non-finance corporate stakeholders.
• Demonstrated experience executing inside fast-moving, high-accountability startup layers with high executive visibility.
• Location Context: 100% remote-first operational framework open to qualified financial analysts permanently residing within the United States or Canada.

Preferred Strategic Indicators (Nice to Have)

• Prior experience tracking financial performance or constructing pricing strategies inside enterprise SaaS or fintech business models.
• Familiarity leveraging modern cloud business intelligence tools, automated workflow orchestration platforms, or SQL-based data layers to extract internal reporting metrics.

What We Offer

• Competitive Base Compensation: $120,000+ USD per annum (Calibrated objectively based on individual qualification depth and market coordinates).
• 100% employer-covered medical, dental, and vision insurance premiums for full-time operators, with a 70% covered model for eligible dependents.
• Unlimited Paid Time Off (PTO), protected sick leave allowances, and 14 observed company holidays.
• Immediate-vesting 401(k) retirement structure featuring a 100% company matching contribution up to 4%.
• $1,000 USD remote desk setup subsidy alongside a $100/month stipend to cover home Wi-Fi and mobile data expenses.
• Summer Fridays program supporting half-day schedules from late May through the end of August, coupled with custom AnniversArray kits.
• Commuter transit benefits available for teams accessing local office spaces across New York City and San Francisco.