Financial Crime Investigator

This role plays an important part in protecting The Very Group from the risks associated with money laundering, fraud, and wider financial crime. You’ll contribute to ensuring we continue to operate safely, responsibly, and in the best interests of our customers and the business.

In this position, you’ll review and investigate suspicious transactions, manage alerts with a high level of care and accuracy, and make well-reasoned decisions that support the integrity of our financial systems. You’ll also work collaboratively with internal teams and law enforcement partners, providing clear and timely information to support ongoing investigations.

We’re looking for someone who is naturally inquisitive, calm under pressure, and motivated by work that has real purpose. If you take pride in thorough analysis, sound judgment, and doing the right thing, this is an opportunity to make a meaningful contribution in a specialist area.

Key Responsibilities

• Review and investigate transaction monitoring alerts, assessing any activity that meets AML or Counter-Terrorist Financing criteria.

• Raise and accurately report Suspicious Activity (SARs) and support any follow-up investigations before submission to the National Crime Agency.

• Keep up to date with AML, POCA, CTF, and JMLSG guidance and apply it confidently.

• Respond to law-enforcement enquiries promptly, ensuring GDPR requirements are met every time.

• Analyze patterns, trends, and unusual customer behavior to identify fraud risks, prevent financial loss, and reduce regulatory exposure.

• Act as a point of reference for colleagues and stakeholders on financial crime detection and prevention.

• Screen alerts for Politically Exposed Persons (PEPs), UN Sanctions, and Sanctions and International Sanctions lists (SIPs), using tools and investigation techniques to verify identity and highlight any Adverse Media.

• Complete regular Enhanced Due Diligence checks on PEPs, RCAs, and SIPs retained by the business.

About You

• You have 2–3 years of experience in a financial services, banking, or customer-facing environment.

• You have previous experience within Fraud Prevention or Financial Crime teams.

• You understand AML regulation and how it applies in a business environment.

• You’ve got experience with KYC processes, PEP and Sanctions screening, and Adverse Media checks.

• You can spot risks, interpret patterns, and make decisions quickly and confidently.

• You’re comfortable working to strict deadlines and managing a busy workload with accuracy and care.

• You’ve got excellent attention to detail and pride in getting things right the first time.

• You’re a fast learner who can quickly get to grips with new systems, tools, and processes.

• You work with focus, integrity, and resilience, even when dealing with complex or sensitive cases.

Some of Our Benefits

• Flexible, hybrid working model

• Inclusive culture and environment

• 23 days holiday + bank holidays

• Access to LinkedIn Learning

• Bonus potential (performance and business-related)

• Up to 25% discount on Very.co.uk

• Matched pension up to 6%