XO Health

XO Health (operating under xohealth.com) is a venture-backed health technology and benefits infrastructure company designed to fundamentally rebuild how self-insured employers deliver healthcare benefits. Founded by veteran healthcare executive Swati Mathai, the platform introduces a next-generation operating system for value-based care that directly addresses the administrative friction, soaring enterprise costs, and misaligned incentives inherent in legacy health insurance models. By combining integrated medical and pharmacy benefit administration with a unified risk-contracting engine, XO Health enables employers, payers, and healthcare providers to model, operate, and settle risk-based agreements in real time without convoluted spreadsheet reconciliation. The company's proprietary digital layer unlocks hard-coded healthcare data from claims and electronic health record (EHR) systems to deliver transparent clinical and financial reporting while reducing the immense prior authorization burdens placed on medical professionals. Backed by significant multi-stage venture capital financing, including a Series C funding expansion, XO Health eliminates structural waste for Fortune 500 self-funded entities, guaranteeing explicit structural savings while offering members a highly tailored, seamless care navigation and digital health advocate experience.