Staff Credit Data Analyst - Cards

About the Role: We are growing our Credit Card product offering and seeking a Credit Strategy Data Analyst with strong analytical skills and experience working in credit risk across the credit card lifecycle. This role supports the design and analysis of data foundations, reporting, strategies, and models to improve underwriting and portfolio lifecycle credit risk management for the Card product. You'll be instrumental in shaping strategies that balance growth and portfolio credit risk.

What You'll Do

• Support the design and monitoring of Card underwriting strategies, credit line increase programs, and portfolio performance metrics.
• Analyze performance of underwriting strategies and identify opportunities to improve accuracy and reduce losses.
• Execute and monitor recurring credit strategy programs such as credit line increases, acquisition campaigns, and prescreen processing.
• Query, clean, and analyze large datasets using SQL and Python.
• Design data assets and dashboards to track customer behavior and credit performance.
• Perform EDA, feature engineering, advanced segmentation, and data quality checks to gain insights and improve predictive attributes.
• Partner with Product/Engineering to implement updates to policies and decisioning logic.
• Translate analytical findings into clear recommendations for credit policies.

What You'll Bring

• Degree in Computer Science, Statistics, Economics, Finance, or related area.
• 4+ years of experience in credit card credit risk analytics. Fintech experience is a plus.
• Experience working with credit bureau data for modelling, segmentation, and benchmarking.
• Proficiency in SQL and Python (or similar tools).
• Familiarity with data automation tools such as AWS Glue, Airflow, and DBT.
• Experience with visualization tools such as Tableau (strongly preferred), Power BI, Looker.
• Experience cleaning, joining, and analyzing large datasets in a cloud data warehouse environment (i.e. Snowflake, BigQuery, Redshift).

Benefits & Perks

• Base salary is $101,000 - $140,000 annually + Company equity (Stock Options) and performance-based bonuses.
• Generous employer-paid health, vision and dental insurance coverage.
• Flexible vacation policy and paid parental leave.
• Educational assistance and free gym membership.
• Remote work arrangements / flexible work schedule.