Capital Markets Operations Data Analyst

About Addi: We are a leading financial platform, building the future of payments, shopping, and banking in Colombia. As the country's leading Buy Now, Pay Later provider, we provide banking solutions and commerce services, bridging the financial gap for millions and redefining how people experience financial freedom.

What's the mission you'll drive

Optimize and scale Addi's capital structure by executing sophisticated debt financing strategies that ensure long-term liquidity and lower the cost of funds to fuel rapid regional expansion. You will act as the critical bridge between Addi's ambitious lending goals and the institutional capital required to fund them, directly impacting the company's unit economics and valuation.

What you will do

• Achieve Lender Reporting: Deploy AI agents that automate the vast majority of manual compliance checks, significantly accelerating the monthly reporting cycle.
• Reduce "Ineligible Loan" drag: Implement real-time automated quality gates that flag non-compliant originations before they hit the loan tape.
• Launch an "AI Allocation Engine": Autonomously suggest the optimal loan-to-lender strategy based on real-time cost-of-funds and concentration limits.
• Establish a "Predictive Covenant Dashboard": Provide multi-horizon forecasts of compliance buffers, giving the Treasury team substantial lead time to manage potential technical breaches.
• Ship Production AI Agents: Use LLM-as-a-judge frameworks to ensure institutional-grade accuracy in financial data interpretation.

What we're looking for

• Computational Finance: Ability to write high-performance SQL (Snowflake/Databricks) and audit complex financial calculations (IRR, NPV, Delinquency buckets) across massive datasets.
• AI Agent Architecture & LLM Implementation: Track record of building functional pipelines using frameworks like LangChain, CrewAI, or direct API integrations with a "Human-in-the-loop" design philosophy.
• Radical Attention to Detail: Obsessive focus on data precision, a "zero-failure" mindset, and the ability to deconstruct complex Credit Agreements into logical code requirements.
• High-Speed Prototyping: Agile environment experience, prioritizing "functional and safe" over "perfect and late."
• Advanced Communication: Fluent in English (mandatory) to negotiate technical requirements with global banking partners and translate probabilistic outputs into finance-grade certainties.

Benefits

• Competitive Compensation & Ownership: Generous salary, equity in the company, and comprehensive benefits.
• Unparalleled Growth: High-impact role in a rapidly scaling fintech lender.
• World-Class Team: Work alongside top-tier talent in a highly collaborative and ownership-driven environment.